Last Update: May 2026
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms & Conditions and all applicable laws and regulations.
If you do not agree with these terms, you should not use this website.
2. Services
Protect With Erik provides information and consultation services related to:
Life insurance
Financial protection education
Insurance-related guidance and resources
Availability of services may vary by state, licensing requirements, carrier availability, and regulatory restrictions.
Health insurance services may be introduced in the future but may not currently be actively offered through the website.
3. No Financial, Tax, or Legal Advice
Information provided on this website is for informational purposes only and should not be interpreted as:
Legal advice
Tax advice
Financial planning advice
Investment advice
Users should consult licensed professionals regarding their specific circumstances.
4. Insurance Disclosures
Insurance products:
Are subject to underwriting approval
May contain exclusions and limitations
Vary by carrier and jurisdiction
Are not guaranteed
Quotes or estimates displayed or discussed are not binding offers of coverage.
5. User Responsibilities
You agree:
To provide accurate information
Not to misuse the website
Not to attempt unauthorized access
Not to interfere with website functionality
Not to use the website for unlawful purposes
6. Intellectual Property
All website content, including:
Branding
Logos
Text
Graphics
Layouts
Visual assets
Design elements
are owned by or licensed to Protect With Erik and protected by applicable intellectual property laws.
You may not reproduce, distribute, or exploit website content without written permission.
7. Third-Party Services
This website may integrate or rely upon third-party tools and platforms, including CRM, analytics, marketing, scheduling, and communication systems.
We are not responsible for outages, inaccuracies, or issues caused by third-party providers.
8. Limitation of Liability
To the fullest extent permitted by law, Protect With Erik shall not be liable for:
Indirect damages
Consequential damages
Lost profits
Data loss
Business interruption
Reliance on website information
Use of the website is at your own risk.
9. Disclaimer of Warranties
This website and its content are provided “as is” and “as available” without warranties of any kind, express or implied.
We do not guarantee:
Accuracy
Availability
Reliability
Completeness
Error-free functionality
10. Indemnification
You agree to indemnify and hold harmless Protect With Erik from claims, liabilities, damages, losses, or expenses arising from:
Your misuse of the website
Violation of these Terms
Violation of applicable laws
11. Governing Law
These Terms shall be governed by and interpreted under the laws of the State of Utah, without regard to conflict of law principles.
12. Changes to Terms
We reserve the right to modify these Terms at any time.
Updated Terms become effective immediately upon posting.
13. Contact Information
Erik Hanson
erikhanson@protectwitherik.com
Layton, UT
+1 (312) 543-5536
erikhanson@protectwitherik.com
Licensed Insurance Agent • NPN #21088550
© 2026 Protect With Erik • Created by Katalyst LLC